About LeTip of Montclair, NJ

Life moves fast and in the midst of everything, it's easy to delay planning for the future. That’s where I come in. As a dedicated and empathetic financial professional with New York Life, I help individuals and families create lasting financial strategies that support independence, build generational wealth, and leave meaningful legacies. Whether you're preparing for retirement, securing your family's future, or simply seeking peace of mind, I’m here to guide you through life’s biggest financial decisions with care and clarity. As a Registered Representative, I’m truly passionate about putting your financial well-being first and ensuring you feel confident about tomorrow. Let’s build a future you can feel secure about on your terms!

Cleaning company residential and commercial

Lazaros Vastardos is a Mortgage Loans who works at Cross Country Mortgage

Madeline Gabriel is a Title Insurance who works at Icon Title Agency LLC

Michael Calello is the President and founder of CS United Associates, Inc., a full-service tax, accounting, and business consulting firm based in Verona, New Jersey. With extensive experience in tax preparation and financial services, Michael has built a reputation for helping small business owners significantly reduce their tax liabilities through proactive planning and legal tax strategies. A graduate of Kean University, Michael has dedicated his career to mastering the complexities of tax codes and regulations to benefit service-based businesses and other clients throughout the New York City Metropolitan Area. He specializes in implementing innovative tax-saving strategies that have helped clients save between $10,000 and $315,000 on their tax bills. As a registered tax professional with years of valuable experience, Michael leads a team of dedicated accounting professionals who provide comprehensive services, including strategic tax planning, accounting solutions, and business consulting. His approach focuses on understanding each client's financial situation and delivering personalized strategies that allow business owners to focus on growing their operations while maintaining optimal financial health. Since founding the firm in 2005, Michael has established CS United Associates, Inc. as a trusted partner for small—to medium-sized businesses. His commitment to responsive, year-round service and deep expertise in QuickBooks (as a Certified ProAdvisor) make him a valuable resource for businesses looking to navigate financial challenges and achieve long-term prosperity.

COMPANY BIO: Primerica is a Main Street Company for North America since 1977.  Our goal is to create more financially independent families.  Primerica originated the "Buy Term and Invest the Difference" philosophy that encourages families to purchase affordable term life insurance so they can get the protection they need at the price they can afford and to have more money to invest in their family's future. PERSONAL BIO:  I have been working to assist families to become financially independent for the past 17 plus years.  Relentless in my spirited dedication, I am passionate to help others in providing clear and concise strategies to help families with their short-term and long-term financial goals.  The world has many challenges and needs, but through Primerica  I am to create custom-fit solutions for families' financial independence using a comprehensive and complementary Financial Needs Analysis (FNA).  Whether it is a young college graduate, a newly-married couple, a family with children, or a married couple transitioning to retirement, my enthusiasm can be felt to assist and educate others in their quest for financial wellness. A GOOD TIP:  An individual, a family, a business who wants to take control and protect of themselves financially but doesn't know where to start.  Another good tip is an individual, a family, or a business that wants a second opinion to receive a free financial check-up to re-evaluate their current plans. 

Ruslan Khusainov is a Marketing who works at Infinity Expansion

Dr. Mincey is a devoted husband and proud father of 4 children. He is a clinician and lecturer, on issues involving humanity and the drug-free quest for wellness and health. His lectures encompass education, workplace productivity, and working towards reaching our star-high potential in anything we undertake through understanding the foundation that health plays in all of life’s activities.

William Ley is a Residential Real Estate who works at Village Square Realtor