About LeTip of North Jersey Virtual, NJ

A Home Purchase, and the mortgage loan, are often the largest financial investments that a person makes in their lifetime. It's crucial to make smart choices, be fully informed, and to choose wisely in the current marketplace of products. With almost 23 years of mortgage lending experience, I take pride in offering the highest level of service to my clients - treating each borrower and professional partner the same way that I want to be treated. let's put my experience to work for you.

My goal is to make sure you are well informed and comfortable with all of your financial needs. (Medicare options, Retirement Planning, Life Insurance, Home, Auto and Business Insurance) My Focus Areas are: Protecting Your Family, Saving for Retirement, Living in Retirement, Financial Strategy, Saving for Education and Small Business Languages spoken by this financial professional : English and Greek

After over 30 years in the pharmaceutical industry, I decided to leverage my project management expertise to embark on an exciting new adventure: planning custom cruises and vacations for my family, friends, and community. Having traveled to over 20 countries with my global career, my wife and partner-in-crime Rosemary, and our three kids, I’ve perfected the art of securing the best deals, uncovering unique experiences, and crafting the trip of a lifetime. The internet offers more travel options than ever, but the sheer volume of information can be overwhelming. Who wants a full-time job planning a getaway from their full-time job? That’s where I come in. During our initial consultation, we’ll discuss your dream vacation – where you’d like to go and what you’d like to experience. Then, I’ll do the homework, tapping into my extensive Cruise Planners and American Express networks to create a completely custom package that fits your desires and budget. Once you book, you’ll have unlimited access to me via calls, texts, emails, and in-person meetings throughout the planning process, ensuring every detail is exactly what you want. Finally, you get to sit back, relax, and enjoy your vacation. The best part? My planning services don’t add any extra cost to your trip. Ready to get started? I can’t wait to hear from you.

Bryan Lindsay is a Real Estate Attorney who works at Bryan Lindsay PC

David Friedman is a Financial Advisor who works at Prudential Advisors

I specialize in all areas of Trusts and Estates Law as well as civil litigation, including but not limited to Estate Planning, Estate Administration and Guardianships. I have a statewide practice, handling matters in various counties. I received my B.A. magna cum laude, from Seton Hill University in Pennsylvania. I received my J.D., magna cum laude, from Florida Coastal School of Law. While attending law school, I was honored as Dean’s Scholar every semester; was a member of the Honors Society; was a recipient of the Honors Merit Scholarship; was the recipient of “Best Cross Examination Award” while participating in the Trial Clinic; served as Pro Bono Student Director; served as Law Review Staff Editor; and served as Mentoring Vice President of the Academic Honors Program. I am admitted to practice in New Jersey and I am a member of both the New Jersey Bar Association as well as the Bergen County Bar Association.

Evan Ardelle is a Life Health and Disability Insurance who works at CFS

KPS Marketing Group is a Full-Service, Digital Marketing Agency with a proven track-record. We feature complete and comprehensive solutions and invest the time to learn and understand your business. No project is too Big or too Small, our members mutually share resources, have expertise in all industries, and our software is backed by a responsive development support team. • Jack Shandra has been recognized as a National Local Business Expert (on ABC, CBS, FOX, NBC) • At KPS Marketing we Market Your Business and Get You Customers • Our Services will Boost & Market Your Brand, Reputation, and Google Page Rank We are currently featuring two unique services. "Best Marketing Assistant (BMA) which Guarantees Google Page 1 Placement for as low as $250.00 per month. Many LeTip members are using this service and 100% of our clients have achieved Google Page 1 ranking. Leam more about BMA @ www.KPS.Gives/Page1. Our second unique service is "Best Lead Generation" (BLG) a State of the Art Lead Generation Service using Artifical Intelligence (Ai). to generate qualified Leads. To learn more about BLG call Jack direct @ 201-452-5743.

Jason Malarchak is a Roofing Contractor who works at Allied Roofing and Construction LLC

As I have heard it… Jason embodies this philosophy in every client interaction. As a fifth-generation insurance advisor, he strips away jargon and complexity, delivering honest, straightforward solutions tailored to each client’s unique needs. His approach is refreshingly direct: listen deeply, ask the right questions, and craft coverage that fits-not the other way around. If you want an agent who listens, delivers, and cares-Jason is your advocate. Ready to experience insurance the way it should be? Connect with Jason Sigman for a complimentary assessment-and discover how easy peace of mind can be. My Philosophy Simply: Help clients pay less for better coverage, build trust through transparency, and create value in every relationship. Brief Credentials & Experience • Fifth-generation insurance professional at Julius A. Rose, Inc., serving New Jersey and beyond Since 1902. • Licensed in multiple states, offering a full suite of personal and commercial insurance products. • Background in HR management, recruitment, business consulting & other fun experiences over the years. • Passionate about helping diverse communities.

Jennifer Wylie is a Floor Covering Contractor who works at Floor Coverings International Metro NJ

As an Active member and connector in one of the region’s leading referral networking groups. I specialize in helping business owners create referral-based businesses through relationship building and shared growth strategies.

Judy Flores is a Residential Cleaning Services who works at Friendly Cleaning LLC

Louis Scappaticcio is a Payroll Service who works at ADP

Nicole Faccone is a Moving and Storage who works at Main Street Movers

Samuel Katz is a C.P.A. who works at Katz Financial Group

What do you get when you combine an eye for style with a gift for negotiation? You get your dream Realtor, Stacey Montero. A graduate of the Fashion Institute in NYC, Stacey spent 25 years in the competitive garment industry, working for labels such as Polo Ralph Lauren and Liz Claiborne. As Director of Production she traveled to Asia to negotiate contracts with manufacturers; tasked with exceeding financial goals while maintaining product integrity and meeting delivery deadlines. How did she do it? By building collaborative relationships, being adept at identifying and removing roadblocks and thriving in a fast-paced environment. Armed with that skill set, Stacey’s transition into Real Estate was seamless. According to Stacey, “Attention to detail is my secret weapon". Her goal; to make the home buying and selling process as smooth and stress free as possible. Her approach; listen to her clients, educate her clients, and be there every step of the way. Her mantra; "Let my 25 years of experience in contract negotiation work for you". When you're ready to buy or sell, Stacey Montero is ready to work for you.

Thomas Linder is a Solar Energy Systems who works at Sunny Mac Solar