About LeTip of Holmdel, NJ

Christopher Johnston is a Plumbing Contractor who works at Johnston Plumbing & Mechanical LLC

Dan Trucano is a Commercial Insurance who works at CB Insurnace

Doreen Dittfield is a Property and Casualty Insurance who works at Allstate

Eddie Gelfand is a Home and Property Inspector who works at SafePro Home Inspections

Edward Bruton is a Real Estate Attorney who works at Bruton & Ciambrone LLC

Filomena Antoniello is a Banker who works at Valley Bank

Irina Moin is a Corporate Law Attorney who works at The Law Office of Irina Moin, LLC

James volpe is a Pest Control who works at New Jersey Mosquito Authority (NJMA)

James Zahakos is a Life Health and Disability Insurance who works at Fortis Wealth Group

John DeStefano is a highly experienced realtor with extensive knowledge in construction and housing. With 20 years of experience in the industry, he has developed a keen eye for quality and attention to detail that sets him apart from other real estate professionals. John owned his own construction company for over a decade. This experience led him to pursue a career in real estate, where he could combine his passion for construction with his desire to help people find their dream homes. As a realtor, John DeStefano has a reputation for providing exceptional customer service and personalized attention to each client. He takes the time to understand their unique needs and preferences, and works tirelessly to help them find the perfect property. He is also a skilled negotiator, always striving to get the best possible deal for his clients. In addition to his real estate expertise, John is also highly knowledgeable about the construction industry. He understands the ins and outs of building homes, from the foundation to the finishing touches, and can provide valuable insights to clients who are interested in buying or building a new home. He also has a deep understanding of housing trends and market conditions, which allows him to provide expert guidance to clients who are looking to make a smart investment in the real estate market. When he is not working with clients, John enjoys spending time with his family and his two sons. He also loves to stay active and enjoys exercise, sports and music.

With over 20 years of mortgage and real estate experience and being duly licensed today, Josh brings an unfair advantage to the marketplace, exceeding his client’s expectations time and time again. Josh Blair entered the mortgage business in July of 2001. His initial goal was always to become a real estate investor using his knowledge gained from the mortgage financing side. In just two years Josh amassed over 20 properties and developed a cash flow from investment properties that supported, not only the debt service on his real estate, but allowed him to continue to reinvest in his business. With an acute understanding of the real estate business, Josh leveraged that knowledge to help others create financial stability and wealth through real estate. The key to Josh's success is the constant pursuit and delivery of creating value for his clients. Both Realtors and clients benefit in ways greater than just providing mortgage solutions. "I see my role as a creator of opportunities for those I work with", states Josh. The foundation of Josh's approach is to couple education and opportunity together. Josh's business model is to help in the decision process by providing all those connected with the transaction, with an education that cannot be matched. Clients, Realtors, attorneys, financial planners, all feel better about the experience, which in turn breeds happiness. Happiness, while not often heard of in the mortgage business, is what Josh strives for. Buying a home should be one of life's great moments. Creating a happy customer is not just an idea, it is a tangible result that Josh strives to achieve on every transaction. Josh's biggest passion and drive today is still the same, helping others achieve their personal goals and dreams. Josh comments, "The mortgage and real estate industry have undergone huge changes, never before has there been a bigger need in helping families buy or sell. Buying and selling a home is one of the most important financial decisions in a person's life and so is choosing the best representative. Josh Blair’s mission is to set a high standard in the mortgage & real estate industry. Take advantage of Josh’s expertise in the residential real estate and mortgage by contacting him today. You will find that the skill, professionalism, and consideration he gives to each of our clients is what will make your real estate and mortgage finance experience a successful endeavour. Why wait? Let Josh go to work for you!!!

Justin Ramos is a Handyman who works at AHR Design Solutions LLC

I’m the founder of **LM Business Solutions (LMBS)** and have been in the lending and finance industry since **1998**. Today, I help real estate investors, business owners, and entrepreneurs find the financing they need to purchase properties, refinance existing debt, expand their businesses, and take advantage of new opportunities. One of the things I enjoy most about what I do is finding solutions for deals that aren't always straightforward. Many of my clients come to me after their bank has said no, when they need to move quickly, or when they simply want someone who will take the time to understand the entire transaction rather than just look at the numbers on an application. Through LMBS, I have access to a nationwide network of **85+ lenders** and financing options including commercial mortgages, DSCR loans, SBA financing, lines of credit, construction financing, bridge loans, and other business-purpose lending solutions. For me, this business has always been about relationships. I want to be the person my clients and referral partners can call when they have a financing question—even if they're not sure what type of loan they need or whether a deal can be done. **A great referral for me** is a real estate investor purchasing or refinancing an investment property, a business owner looking to purchase commercial real estate or obtain capital for their business, or someone who has been turned down by their bank and needs another option. I also enjoy building relationships with **realtors, attorneys, CPAs, bankers, insurance professionals, and other professionals** who work with business owners and real estate investors. Outside of work, I enjoy traveling, attending sporting events, and trying new restaurants. I’m also a **lifelong Buffalo Bills fan and New York Yankees fan**, so there’s a good chance you’ll find me at a game when I’m not working on a deal. I believe the best business relationships are built by getting to know the person behind the business, which is one of the reasons I enjoy being part of LeTip.

Marc Foti is a Financial Advisor who works at Fortis Wealth Group

MaryTheresa Foti is a visual artist with a background in film, television, and music composition. Her work has won various Telly awards and she has been nominated for an Emmy in 2026. She brings her background in visual arts to her marketing company, Nautical Media Group, where she manages social media for businesses and corporations. She elevates brands with original content and cutting edge use of technology. MaryTheresa and her team of visual artists at Nautical Media Group are based out of New Jersey.

Matt Brown is a Accountant who works at ACS LLP

Robert Arreaga is a Furniture who works at Nova Elite

Scott Carter is a Roofing Contractor who works at JC Home Solutions

Scott Self is a Pool Service who works at Self's Pool Care Services, LLC

Innovation Title Founder and CEO, Yara Chamas has over 17 years of hands on client service, management, problem solving, negotiation and strategic business planning. Yara has led her team to grow rapidly in the last three years. Her determination and work ethics resulted in the success of each member of our team. Yara believes that credibility and customer service are of the utmost importance. She sets the bar extremely high when it comes to providing clients with our title services.