About *LeTip of West

Armando Novelo has been in the mortgage business since 2002. He is a UCLA graduate and has been recognized as being in the top 1% of mortgage loan originators in the country. Armando prides himself on being a Certified Mortgage Planner. This means that he plans a mortgage with long term and short term goals in mind. When working with Armando Novelo and his team, you will receive quick pre approval and you will have a great mortgage process. After the mortgage, we will work with you on a annual basis to make sure you are leveraging your mortgage in the most efficient possible way. We also hold monthly financial classes designed to help our clients obtain financial freedom. I look forward to seeing you on the next one!

Christian Bowman is a Insurance Property and Casualty who works at AllState

WHAT I DO: For over 2 decades, I have been a top 1% worldwide Realtor, devoted to serving the Los Angeles luxury real estate market in destinations ranging from Hancock Park to Playa Vista for high-end clientele including celebrities and entrepreneurs. I was born in Israel to a Danish mother and American father. I have lived on four continents and speak six languages. Early experiences on an Israeli Kibbutz and later in paramilitary training have taught me to think outside of the box. Other highlights include becoming a Rhodes Scholarship semi-finalist, working in the U.S. Congress, jogging with President Clinton, attending the Kyoto Summit, “The Longest Commute in the World” (ask me why), dancing as an extra for the Khirov Ballet, performing Brazilian dance at the Ford Ampitheater, The Kodak Theatre and the L.A. Theatre Center and founding one of the most successful Japanese networking organizations on the west coast. I have been a big brother in Big Brothers Big Sisters LA and have looked after my “little” ever since. I have four young children and am married to the marketing director, Jenna Flexner. With me and my group, expect nothing less than a seasoned team of experts that will offer a deep network of local buyers and sellers, around the clock communication, unsurpassed market knowledge and a selection of tools and resources that enhance every step of the experience, all the while maintaining and respecting your privacy and treating your transaction with the utmost integrity. Distinctions: • Big Brother Program for 20 years and running • In the Top 1% of all Realtors internationally • Speaks Japanese, Danish, Spanish, Portuguese and a little French and Hebrew • Broker Associate • Certified Previews International Property Specialist • Coldwell Banker President's Elite Distinction • Over 600 residential properties sold and leased • Founder Hancock Park Referral Network • Founder, Japan Referral Network (Referral of the Year, 2006, Networker of the Year 2019) • Number one agent in the company many times • Networker of the Year 2005, Westside Referrals Network • The University of Oklahoma (B.A. Economics 1994) • Erasmus University, Holland, (International Marketing 1995) • Kyoto Japanese Language Institute, Japan, (Advanced Japanese language, 1996) • Santa Monica College (Human Geography, 2001) Erik and The Flexner Group Success oriented clients seek my help because I am a skilled negotiator, innovative marketer and extremely well connected. My team and I are also hired by developers to advise, market and sell new home projects.

They say adversity builds character, and in my case, it laid the foundation for my journey of transformation. Back in April 1987, I found myself at rock bottom – homeless, battling addiction, and a high school dropout. It was a dire situation, but it also became the catalyst for change. I knew deep down that I had untapped potential, a desire for something better, something more. With unwavering determination, I embarked on a path to self-improvement. Sometimes, the only way to go is up, and I was determined to rise. My first step was finding a mentor, someone who could help me unearth my hidden talents. I changed my circle of influence, devoured inspirational and educational content, and faithfully followed my mentor's guidance, even when it seemed tough. Fast forward to September 24, 2010, a date etched in my memory. I was featured in the center page spotlight of the Sacramento Business Journal’s fastest-growing companies list. I had built Intelligent Business Network Solutions, Inc., from the ground up, turning it into a $1 million company during the turbulent times of the largest economic crash since the Great Depression. The growth rate from 2007 to 2009 was an impressive 63.9%. While I was proud of my achievements, I felt a calling to do something more meaningful. In 2013, I made the decision to sell Intelligent Business Network Solutions and follow my passion: helping small business owners achieve results at an accelerated pace. Today, I stand as an international Business and Sales expert, with a track record of training thousands of professionals. Through public speaking, webinars, one-on-one consulting, mastermind groups, and corporate management team retreats, I've become known for creating and implementing consistent, predictable, and profitable systems. These systems ensure business owners receive high-quality referrals every month, ultimately transforming their businesses. I invite you to tap into my 30 years of real-world experience as a proven entrepreneur and Business Doctor. My mission is to help you harness your unique gifts and talents. I'll teach you how to solve problems, generate recurring revenue, boost productivity and profits, and attract the perfect clients for your business. This is my story. This is who I've become. I'm here and ready to guide you and your business toward its full potential, just as I did for mine. The Doctor is in.

Kris was born in Minneapolis and lived in Northern California with her husband, Dan, until they moved to Las Vegas in 2017. Dan and Kris enjoyed building their auto service business from the ground up and having it be profitable from the first year. In their thirty years of operation they created an award-winning business that served thousands of happy motorists and was even featured in a few magazine articles. Kris adds that they also joined a few local and industry-specific organizations where she became a board member and was President of two of them. Kris reports, “You can’t put a price on the value of volunteering. You meet so many people and learn so much.”

I spent 7 years in a lucrative and exciting career in clinical neuroscience and neurology research before switching gears into the financial realm, and I never looked back. As a 23-year veteran in Bankcard Services, I have carved my place in this cutthroat field by providing boutique, personalized service on top of fiercely competitive prices as an independent agent. Further, as a proud 21-year, platinum-badge LeTip member, I can attest that I have built my entire agency on LeTip leads, with some introductions that I could never have even dreamt of coming straight from LeTip connections.  Now, after spending over 13 years in one of the oldest LeTip chapters, I currently proudly preside over LeTip of Mission Bay, the hottest LeTip group in San Diego, where the tried-and-true LeTip structure meets a relaxed yet pro culture willing to try new things to bring value and growth to our members.  I could not be more proud of my agency, my LeTip membership and my awesome group who look out for me at all times! With what spare time I have, I enjoy softball, flag football, golf and the outdoors.

Retired from Corporate Jobs, I enjoy travel and wine tasting! I have 2 Bachelor's degrees in Business Administration and Management, a Master's in Organizational Management, along with 17 other degree's, license's and certificates. I love meeting new people, talking, and learning something new everyday! If you are reading this, and we have not met, please reach out, I would love to get to know you! Cheers!